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Rental Car Coverage

Do you have a backup vehicle to use in the event that your primary vehicle is in the shop due to a covered loss? If not, rental car coverage is for you!

What is Rental Car Coverage?

Rental car coverage with Allied Insurance allows you to be reimbursed or have a rental car paid for while your car is in the shop or if you have a title loss - you will have coverage until you have purchased a new car. There are of course caps on the amount of time and rent price that will be covered. There are several options that you and your Allied Agent can discuss to meet your financial and coverage needs. This coverage extends as long as your vehicle is in the shop due to a covered insurance loss and excludes basic vehicle malfunctions from normal wear and tear. The rental car coverage is generally only needed if you are deemed at fault for the accident with the other party’s insurance company taking care of this expense if they were deemed at fault. One of the major benefits of this coverage is that the insurance company will pay up to the limit listed on your policy and you would only be responsible for any amount exceeding your coverage. For example, if you had $30 of per day coverage and it cost you $40 per day to rent a vehicle, you would only be responsible for paying the additional $10 per day. If your coverage amount exceeds what it would cost you to rent a car, you would not be obligated to pay anything out of pocket within the first 30 days.

Applying for Rental Car Coverage Policy

The rental car coverage insurance is available as long as you carry collision and comprehensive coverage on your vehicle. There are multiple options as to how much coverage you can place on your policy ranging from $20 per day, all the way up to $125 per day depending on the state in which you live with Allied Insurance. The amount of coverage you select is going to depend on what type of vehicle you would need to rent, such as a sedan or SUV. The larger the vehicle, generally speaking, the more coverage you would want to carry. This coverage is very affordable and something that most people don’t realize its full worth until they need to use it.

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