Cost of Insurance Per State - Dollar figures shown are an average of insurance rates for more than 750 vehicles in the 2013 model year. The one issue that arises is that at-fault drivers receive higher car insurance premiums on average to states that do not.
No Fault Explanation - In theory the point of no fault car accident liability insurance policies is to lower legal costs. The understanding is if each party involved in an accident is automatically reimbursed by his or her own insurance company, it reduces the need for insurance legal claims and adjusters to go to court to determine which company is responsible for what damages.
Deer Collision probability - Deer-vehicle collisions lead to about 200 human deaths and $1.1 billion in property damage every year.