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Power Sports Insurance Resources

Americans love the Great Outdoors. Sales of sport and recreational vehicles is booming. Industry experts estimate that there are over 17 million boats and 15 million land vehicles in use today.

While auto and homeowner’s insurance may cover some instances of loss or liability for boats, trailers and sport vehicles, many don’t. And those policies that do offer coverage usually come with large deductibles and inadequate loss limits.

Sport and recreational vehicle polices from Allied give you the added protection you need to hit the roads, trails, and water with peace of mind and confidence that wherever you go, Allied has you covered.

A Powersports policy from Allied gives you full coverage for up to 12 vehicles on one policy. Coverages can include up to:

  • $500,000 on motor homes
  • $300,000 on towables
  • $250,000 on boats
  • $27,000 on personal watercraft
  • $50,000 on motorcycles, ATVs and snowmobiles
  • Coverage for up to 12 vehicles on a single policy.

We also offer a variety of discounts for multiple policies and enhancements such as:

  • Homeowners 
  • Multiple Policies 
  • Multiple Vehicles 
  • Safety Training
  • RV Association Members  
  • Increased Deductibles  
  • Full Payment

Coverage varies by state. Your Nationwide Insurance agent will explain availability of different coverages tailored to your personal location and needs.

Motorhomes, RVs and Trailers Insurance

Coverage for motorhomes, RVs and trailers is usually limited on auto and homeowner’s policies. Auto policies don’t typically cover contents and accessories or cover them when they are parked or used as a residence. Homeowner’s polices usually have restrictions on loss coverage and have sizeable deductibles.

Boats and Personal Watercraft Insurance

Allied can insure 95% of the boats and watercraft on the market today. Coverage is available for most one- or two-engine boats and watercraft up to 50 feet in length.

Motorcycles and Off-Road Vehicles Insurance

You can insure your motorcycles and off-road vehicles for up to $50,000 including bikes, trikes, ATVs, and snowmobiles, and we can insure up to 12 separate vehicles on a single policy.

Coverage Options and Features


  • Bodily injury
  • Property damage
  • Medical payments
  • Uninsured motorist
  • Vacation liability

Physical Damage

  • Comprehensive/Collision (includes FREE roadside assistance, custom equipment, and vacation liability)

Other Options

  • Total loss replacement
  • Actual cash value
  • Personal effects
  • Equipment, Awnings, Glass
  • Airbag replacement
  • Identity theft

Give us call or start your Nationwide Insurance Quote today!

Nationwide Insurance at The Insurance Loft

1630 Welton St. Ste. 202
Denver, CO 80202